Monday, June 14, 2004

Results! and Financial Wisdom?

Unlike Lee, who seems to be able to find insightful things to write in his blog, my life seems to be a plain, boring affair, with not much to inspire controversy. I'm not exactly sure who reads this blog, as i've spammed this site to a lot of people, so i'm gonna have to be careful of what i say :P

The results of the last post were that most people were in favour of the GTR, by a ratio of about 4:1. The question now is, where do i find a GTR that is not dead, hell where am i gonna find one at all? and where am i gonna find 30K?
I'll prolly have a larger list of options somewhere in the future....

One point that was raised in my previous post by some people was the financial soundness of buying a car so early on and spending 20-30K on it. I'll tell you all now that i dont have 20-30K to my name, and infact i'll prolly be in debt about 10K after my world trip. This world trip debt i intend to pay back in a year, so that'll be ok. But to take out Another loan, this one im thinking more on the 5 year term, is that really a wise option? In my mind, i know that its not, i shouldnt lock myself into so much debt early on. BUT, once my sister starts driving, the fact of the matter is that i'll need A car, cos 2 cars between the 4 of us is prolly not enough. and seeing as i will need to get a car, i might as well get one that i want right, which means a hoon car, while im still young?

I don't really wanna get some jap hoon car when im 35, that just looks bad. When i'm 35 i want to get nice, expensive european hoon car. I spose also, cars are, and probably will be, something i'll always have a passion for, and why shouldnt i get something that i want?

In my perfect future, my perfect woman will have found me by 25 and by then i'll need to settle down, and all that comes with it. Such as a place to live that isnt my parents house, not doing stupid , life endangering things on old pacific or moony moony... I want to enjoy those things before i commit to a life that is more "mature" (boring). :P

I know that some of you are very against getting the car, and believe that a property is the way to go, and i've discussed this with u and definitely see the benefits of that.. but i've always been a man that has been ruled by his heart more than his mind so i guess we'll have to see what happens..

4 comments:

Anonymous said...

rob says:

hey man, interesting post. i guess my opinion firstly, is if you think a settled life is a boring one, then if and when you have a midlife crisis, something is bound to fall out of place.

i guess one of the good things about you is how passionate you can be about something, and instinctive things can feel. things like financial stability comes down to a personal priority. if you buy a car now, it just means that MAYBE, IF things don't go according to plan, it just might not be smooth sailing. but there are a lot of people out there who don't end up with much except there incredibly interesting life experiences. personal preferences, man.

on the other hand, i think you should look into maybe deferring your job over here for a bit, and use your savings to maybe think about living overseas for a little while on a working holiday of some sort. those things i've heard seem to be infinitely more interesting and rewarding and sometimes financially so as well. maybe if you do that, using your savings as a little back up, you maybe have saved up enough money to travel the world on the way back home. or maybe you'll have lost that urge after you've lived overseas for a few years. anything's possible - just weigh up a few things before you dive in head first ...

i guess my last thing is, if you really want to splurge, maybe just do it on one thing. 10 grand trip, 30 grand car, man what's next? hey there are heaps of people who work in the city and use public transport. traffic is so bad anyway in the mornings. how about this? put a deposit down on something small, closer to the city, and public transport it into work every morning. work something out with cecelia where you get more use out of the car on the weekends instead. or rent out a room of your new hypothetical flat and instead of paying off principle immediately, put it towards a car.

i don't know, just random stuff i'm thinking of, but all i'm saying is think about ways to kill a couple of birds with one stone so that when it comes down to settling in with your wife, after your wedding (EASILY another 10 grand - plus HONEYMOON), there might be nothing left to settle down with except stories you can recall to her at bedtime. and if your wife hasn't been around the world by the time you marry, are you going to go around the world AGAIN?

Anonymous said...

cant b f'ed setting up an account so guess ill just have to post anonymously...

miles if uve got 30k to spend on ur car then ur taking us down to tetsuyas first and shouting :)

milestam said...

who the hell was that?
for anonymous users, please put ur name on the post...

Anonymous said...

rob says:

pr0n is good for your heart.
it is low in cholesterol and rich in omega-3 oils.
this is still true when you have 120 GB of it.